Marion County, TN to Offer Long Term Care Insurance

After some hand-wringing to account for the cost of payroll deductions, the Marion County Commission has unanimously voted to allow their workers to purchase the long term care plan from the State of Tennessee.

This is just the latest in a series of government and other very large employers’ recognition that long term care insurance provides an invaluable tool for recruitment and retention and ensures future productivity. Every year, billions of dollars are lost by businesses and governments due to long term care costs. It makes sense to offer this coverage since it can be done at little or no expense to the organization!

The State of Tennessee plan is a wonderful option for those who cannot be approved for coverage on the individual market and we applaud Marion County’s decision. However, for those who are healthy (and especially those who are married) it is vital to first understand your options on the individual market vs. buying into the group. Often times, a custom-built plan can provide much more coverage per dollar. We are well versed in the top carriers as well as the State’s offering and are happy to provide an independent expert comparison.

For More: http://www.timesfreepress.com/news/2012/jan/29/marion-offers-workers-long-term-care-insurance/

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About tennesseelongtermcare

Long term care is a risk we all face, regardless of age. Need may result from an accident, a serious health condition or as part of the aging process. The consequences to our physical, financial and emotional well-being can be catastrophic if we postpone planning until after the need for care arises. After all, our health is ever only as good as it is today. Long term care coverage provides a vehicle to guarantee your family an income stream and to maintain lifestyle in the event you have an extended care need. It is vital protection for your family’s personal, emotional and financial well-being. Lindsey & Associates is the Chattanooga area's premiere source for long term care insurance planning. Serving Chattanooga for nearly fifteen years, Lindsey & Associates was founded by Gail R. Lindsey, M.S., CLTC who sought to be an effective advocate for families with extended care needs after a successful career as a therapist. Lindsey & Associates is unique in that their planners are specialists in long term care insurance and approach their work from a perspective of education and advocacy, not the "bottom line". If you feel that you owe it to your family to hear all the options when it comes to your future care, we would encourage you to contact one of our LTC planners. We meet with individuals and families to find the most cost-effective way for them to age in place, at home, with the dignity and care they have earned over a lifetime of hard work.

Posted on February 6, 2012, in In the news... and tagged , , , , , , , . Bookmark the permalink. Leave a comment.

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